Unlock Your Home's Value with a Smart HELOC

Pay off high-interest credit cards, fund home improvements, or consolidate debt with rates as low as 7% - much better than 20%+ credit card rates.

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5-Day Funding

Get approved and funded quickly

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Up to $700K

Access your home's equity

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Fixed Rates

Predictable monthly payments

(Checking your rate won't impact your credit score)

Randy Choi - Branch Manager

Randy Choi

Branch Manager

West Capital Lending

Ready to help you unlock your home's value with personalized HELOC solutions

Contact Me Directly

NMLS# 1583085 | Branch NMLS# 1566096

DRE# 0219283

Why Choose West Capital Lending HELOC?

Compare our HELOC to traditional options and see the difference

Credit Cards Traditional HELOC West Capital HELOC
Interest Rate 20%+ APR Variable 7% Fixed
Funding Time Instant 2-6 Weeks 5 Days
Credit Limit $5K-$25K Varies Up to $700K